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- Short sales appear on your credit report as "pre-foreclosure in redemption", not as "debt discharged due to foreclosure"
- Less impact on your credit score
- All mortgage debt is fully discharged
Source: Dual upside to foreclosure alternative, (The Early Show (CBS), June 21, 2007).
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The difference between an Idaho Short Sale and a Foreclosure
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An Idaho Home Foreclosure results in the bank taking back your house. The consequenses are not only losing your home- the lender can also file a judgement against you for the arreages plus any costs for them to hold an Idaho Home Foreclosure Auction. This process is called a Deficiancy Judgement.
Your credit can be adversely effected for long periods if you chose to allow your home to be foreclosed on as well. Future lenders will view your foreclosure and place judgement against you making it very difficult to obtain any kind of new credit, including car loans, credit cards, or even to rent a home!
There are Absolutely NO Advantages with having a Foreclosure!
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FREE SHORT SALE Marketing Analysis for Treasure Valley Sellers
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The correct selling price of a home is the price that the market will bear. To assist you in determining the correct asking price we provide you with a comprehensive market analysis of comparable properties sold and offered for sale in your neighborhood.
To provide a more detailed Comparative Market Analysis, and to discuss the options you may have available, we would be more than happy to also assess your listing in person. |
Simply enter your criteria below, and we will provide you with a speedy response. The more information given, the more accurate the evaluation. All information you provide is secure and will be kept strictly confidential. There is absolutely no obligation.
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When thinking about selling your home as a Short Sale, selecting the right Real Estate Professionals is a must. You need a team that has extensive knowledge and understanding about the Idaho Short Sale and Negotiation Process.
In many instances, a typical Idaho Short Sale will take a qualified Realtor several hundred hours in preperation, negotiation and finalization to make it work.
You need a team who knows the mortgage lender/ bank systems and requirements, as well as understands the process from start to finish.
The Griffith and Kraus team can help! We are a team of Idaho Short Sale experts that can make the difference.
Call us today to see if a Idaho Short Sale can work for you!
208-401-5459 |
Ask a Question
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Do you have a Short Sale or Foreclosure question?
Fill out the form below and we will get back with you quickly. |
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